Terms of Use – ReadGem

Last updated: 25 September 2026

These Terms of Use (“Terms”) govern your access to and use of readgem.com (the “Site”), operated by ReadGem (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of them, please do not use the Site.

We’ve written these Terms in plain language wherever possible. That doesn’t make them any less binding — it just makes them readable.

1. About the Site

ReadGem is an independent educational website. We publish articles, book summaries, reading guides, course recommendations, and links to free or openly licensed resources on topics including health, habits, personal development, making money online, and related subjects.

All content on the Site is provided for general informational and educational purposes only. It is not professional advice of any kind — medical, legal, financial, psychological, or otherwise — and it is not a substitute for guidance from a qualified professional who knows your individual circumstances.

If you have a concern that requires professional advice, please consult someone appropriately qualified rather than relying on content from this Site.

2. Eligibility and Acceptable Use

You may use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Site.

You agree not to:

Use the Site in any way that violates applicable laws or regulations.
Attempt to gain unauthorized access to the Site, its servers, or any connected systems.
Introduce viruses, malware, or any other harmful code.
Scrape, harvest, or systematically extract content or data from the Site without our written permission.
Reproduce, republish, or redistribute substantial portions of our original content without permission.
Use the Site to harass, threaten, or harm others, including through comments or submissions.
Impersonate ReadGem, its operators, or any other person.
Interfere with the Site’s normal operation, including by overloading it with automated requests.

We reserve the right to restrict or terminate access for anyone who violates these Terms.

3. Financial Disclaimer

ReadGem publishes educational content about making money online, including paid-to-click (PTC) platforms, paid-per-download (PPD) programs, affiliate marketing, cryptocurrency, crypto trading, freelancing, and similar methods.

This content is general and educational only. It is not financial advice, investment advice, trading advice, or a recommendation to buy, sell, or hold any asset. It does not take into account your income, savings, debts, goals, risk tolerance, or personal circumstances.

You should not rely on anything on this Site as a substitute for advice from a licensed financial advisor, accountant, or other qualified professional.

Important things to understand about the money-related topics we cover:

No method of making money online is guaranteed. Many people earn little or nothing from PTC, PPD, affiliate marketing, or freelance work. Results depend on effort, skill, timing, and factors outside anyone’s control.
Cryptocurrency is highly volatile and risky. Prices can fall sharply and without warning. You can lose some or all of the money you put in. Nothing on this Site should be read as a prediction of price movement or a signal to trade.
Many “easy money” programs are scams. We aim to describe platforms honestly, including their risks — but we cannot investigate every platform, and the appearance of a program on this Site is not an endorsement or a guarantee of legitimacy.
Tax obligations are yours. Income you earn through any method we write about may be taxable in your country. We don’t provide tax advice, and it’s your responsibility to comply with the laws that apply to you.
Never invest money you cannot afford to lose. Do not borrow money, use credit, or risk essential funds on any income opportunity, and be especially careful with anything that promises fast or guaranteed returns.

ReadGem is not responsible for any financial loss, missed income, or other harm resulting from your use of any platform, program, or method described on the Site. Any decision you make based on what you read here is your own.

4. Medical Disclaimer

ReadGem publishes general health and wellness content covering topics such as nutrition, fitness, sleep, weight management, supplements, mental health, and related subjects.

This content is general and educational only. It is not medical advice, diagnosis, or treatment, and it is not a substitute for consultation with a qualified healthcare professional who knows your individual circumstances.

Please speak with a qualified healthcare professional before making decisions about your health. This is especially important if you:

Have a medical condition, or suspect you might have one.
Take prescription medication, including for a chronic condition.
Are pregnant, breastfeeding, or trying to conceive.
Are under 18, or are responsible for a child’s health.
Have a history of an eating disorder, or are in recovery from one.
Are experiencing symptoms that concern you.

Do not delay seeking medical advice, disregard advice you have already received, or stop a prescribed treatment because of something you read on this Site. If you think you may be having a medical emergency, contact your local emergency services immediately.

Additional points worth understanding:

Supplements: Statements about dietary supplements on this Site have not been evaluated by any regulatory authority. No supplement discussed here is intended to diagnose, treat, cure, or prevent any disease. Evidence for many supplement ingredients is limited, mixed, or preliminary, and supplements can interact with medications.
Mental health: Content about stress, mood, motivation, and emotional wellbeing is educational and is not a substitute for care from a mental health professional. If you are in crisis or having thoughts of harming yourself, contact your local emergency services or a crisis helpline immediately.
No guarantees: Health and wellness outcomes vary from person to person. Nothing on this Site should be understood as a promise of any specific result.

ReadGem is not liable for any health consequences resulting from reliance on content published on the Site.

For a fuller explanation of how we handle health information, supplements, and mental health content, please see our Medical Disclaimer.

5. Intellectual Property

All original content created by ReadGem — including our articles, summaries, guides, original descriptions, logos, and branding — is our intellectual property and is protected by copyright. You may not reproduce, republish, or redistribute it without our written permission.

You are welcome to:

Read, share, and link to our pages.
Quote short excerpts with clear attribution and a link back to the original page.
Share our content on social media using the sharing tools provided.

You may not copy entire articles, republish them on another site, or use them for commercial purposes without permission.

6. Third-Party and Public Domain Content

Some of the resources featured or linked on ReadGem — such as eBooks, documents, images, or external media — are not created by us. Where we feature such content, we do so on the understanding that it is:

In the public domain, or
Made available under an open license that permits sharing, or
Linked from a third-party platform in a manner consistent with that platform’s own terms

We do not claim ownership of any third-party content. We do not host copyrighted material that we do not have the right to share. Where content is linked from an external source, that source is responsible for the content’s accuracy, legality, and availability.

7. Copyright Concerns and Takedown Requests

We respect the intellectual property rights of others, and we expect our readers to do the same.

If you believe that content on the Site infringes your copyright, please contact us at contact[at]readgem[dot]com with the following information:

Identification of the copyrighted work you believe has been infringed.
The specific URL on our Site where the material appears.
Your name, email address, and a statement that you are the copyright owner or authorized to act on their behalf.
A statement that you have a good-faith belief the use is not authorized.
A statement that the information in your notice is accurate.

We review every notice we receive. Where a valid claim is made, we will remove or disable access to the material promptly. If you believe your own content was removed in error, you may contact us to request a review.

8. External Links

The Site contains links to external websites, including file hosts, third-party platforms, money-making programs, and reference sources. These links are provided for convenience and educational purposes.

We do not control external websites and cannot guarantee their content, availability, security, legality, or trustworthiness. When you follow an external link, you leave ReadGem and become subject to that site’s own terms and privacy policy. You are responsible for exercising your own judgment before downloading anything, signing up for any program, or providing information to a third-party site.

9. Affiliate Links and Commercial Relationships

Some links on the Site are affiliate links. If you click one and make a purchase or sign up for a platform, we may earn a commission at no additional cost to you. This helps support the Site and keeps our content free to read.

We aim to recommend only products, books, tools, platforms, or services we believe are genuinely relevant to our readers. An affiliate relationship does not change our editorial judgment, and we do not publish content solely to promote a product.

Any purchase or signup you make through an affiliate link is a transaction between you and the merchant, governed by the merchant’s own terms, refund policy, and privacy policy. We are not a party to that transaction and are not responsible for the product, its delivery, or any dispute arising from it.

For more detail, please see our Affiliate Disclosure.

10. Cryptocurrency Donations

ReadGem accepts voluntary cryptocurrency donations to support the operation of the Site. Donations are entirely optional and are not required to access any content.

Important things to understand before donating:

ReadGem is an independent website. We are not a registered charity or nonprofit organization.
Donations are not tax-deductible.
No goods, services, or other benefits are provided in exchange for a donation.
Blockchain transactions are irreversible. Once sent, a donation cannot be refunded or reversed.
You are solely responsible for verifying the wallet address and network before sending. Sending to the wrong address or network may result in permanent loss of funds.

ReadGem is not liable for any loss resulting from user error, network issues, or technical problems during a transaction.

11. Comments and User Contributions

Where the Site allows comments or other submissions, you retain ownership of what you write. By posting, you grant us a non-exclusive, royalty-free license to display, store, and distribute your contribution on the Site.

You are responsible for what you post. You agree not to submit content that is unlawful, defamatory, hateful, spammy, misleading, or that infringes anyone’s rights. We reserve the right to remove any comment or contribution at our discretion, without notice.

Please do not post personal health details, financial information, wallet addresses, or anything else you would not want publicly visible. Comments are public. Do not treat comments as a place to seek or give financial or medical advice.

12. No Warranties

The Site and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, completeness, fitness for a particular purpose, or non-infringement.

We do not guarantee that:

The Site will be available uninterrupted, secure, or error-free.
The information on the Site is accurate, current, or complete.
Any external link will work, remain available, or lead to safe content.
Following any information on the Site will produce any particular result.

Content about health, habits, nutrition, fitness, or wellbeing is general in nature and should not be treated as personal advice. Content about making money, investing, or cryptocurrency is also general in nature and should not be treated as financial advice. Results vary from person to person, and nothing on the Site should be understood as a promise of any specific outcome.

13. Limitation of Liability

To the fullest extent permitted by law, ReadGem and its operator shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site. This includes, without limitation:

Loss of data, access, revenue, or profits.
Damage to your device, software, or systems.
Losses resulting from reliance on any content published on the Site.
Financial losses resulting from income opportunities, platforms, or assets described on the Site.
Health consequences resulting from reliance on health-related content on the Site.
Losses arising from interactions with external sites or third parties linked from the Site.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain liabilities. Where that applies, the limitations above apply only to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify and hold harmless ReadGem and its operator from any claims, damages, losses, or expenses (including reasonable legal costs) arising from your use of the Site, your violation of these Terms, or your infringement of any third party’s rights.

15. Third-Party Services

The Site relies on a small number of third-party services to function, including analytics, hosting, an email service, comment spam detection, and affiliate merchants. Your use of the Site may involve interactions with these services, and their own terms and privacy policies apply to those interactions.

For details about what data is collected and how it is used, please see our Privacy Policy.

16. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Significant changes may also be noted elsewhere on the Site.

Your continued use of the Site after changes are posted means you accept the updated Terms. If you do not agree with the changes, please stop using the Site.

17. Termination

We reserve the right to suspend or terminate your access to the Site, or any part of it, at any time and without notice, if we believe you have violated these Terms or if we choose to discontinue the Site.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and Affiliate Disclosure, constitute the entire agreement between you and ReadGem regarding your use of the Site, and supersede any prior agreements or understandings.

20. Dispute Resolution

These Terms are interpreted in good faith. We aim to resolve any concerns or disputes directly and reasonably, and we encourage you to contact us first if you have an issue.

If you have a concern about the Site, its content, or these Terms, please reach out before taking any other step. Most issues are simple misunderstandings, and we would rather resolve them directly than have them escalate.

21. Contact

If you have questions about these Terms, please contact us:

Email: contact[at]readgem[dot]com
Contact form: readgem.com/contact

These Terms were originally created on 12 April 2025. They were fully rewritten and updated on 25 September 2026 to reflect the current features, services, and practices of the Site, including the addition of health and financial content.